What does Consumer Duty compliance automation cost?

Every Elevate Intelligence project is fixed price, scoped and agreed before work begins. Pricing depends on the scope — from a focused Consumer Duty evidence system to full compliance and suitability automation covering all four FCA Consumer Duty outcomes. Each engagement includes implementation, training and full handover with no ongoing dependency. A free assessment is the first step.

Financial Advisory

Consumer Duty
moved compliance from
a checkbox to evidence.

Consumer Duty has transformed compliance from a checkbox into a continuous, evidenced obligation — and the documentation burden falls entirely on your advisers. We cut compliance documentation costs by up to 70% and give your team back the time to do the work that actually builds client relationships.

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36%

of UK financial services firms were penalised for compliance failures in the past year — Consumer Duty evidence requirements are a primary source of regulatory risk

£50m

maximum FCA fine for individual IFAs who breach Consumer Duty rules — the stakes of inadequate compliance documentation have never been higher

2026

FCA Consumer Duty focus areas published May 2026 confirm ongoing service delivery, fair value assessment, and vulnerability identification are priority enforcement areas

The problem

The three things costing
your firm the most.

📊

Consumer Duty demands continuous evidence — not annual frameworks

The problem

The FCA now requires ongoing evidence across all four Consumer Duty outcomes — products, price, understanding, and support. This is not a once-a-year exercise. It is a permanent, continuous documentation obligation that creates hundreds of hours of compliance admin per adviser per year, with no corresponding increase in client value or revenue.

How we solve it

We build a Consumer Duty evidence system that monitors all four outcomes continuously, generates audit trails automatically, and compiles evidence reports for FCA review without any manual input from your team.

The outcome

Cut compliance documentation costs by up to 70%. Firms using our Consumer Duty system report reducing compliance preparation time from 3 days per quarter to under half a day.

70%

reduction in compliance documentation costs

📝

Suitability reports consume advisory time that should be with clients

The problem

FCA-compliant suitability reports require detailed, evidenced documentation for every recommendation. For a firm managing 300 ongoing advice clients, this represents 300+ hours of documentation annually — time taken directly from client-facing advisory work that generates revenue and justifies your ongoing service fees.

How we solve it

We automate suitability report generation from your meeting notes and client data. Reports are drafted to FCA standards, ready for adviser review and sign-off. What currently takes 2–3 hours per recommendation takes under 15 minutes.

The outcome

Advisers using our suitability report automation handle 40% more clients without increasing their working hours. One Birmingham IFA firm added 45 ongoing advice clients in the first quarter after implementation.

40%

more clients per adviser with same working hours

🔍

Vulnerability identification is now a proactive obligation with real FCA teeth

The problem

1 in 4 UK adults displays characteristics of potential financial vulnerability according to FCA data. Consumer Duty 2026 enforcement requires firms to proactively identify, flag, and evidence reasonable steps for vulnerable clients — consistently across the entire firm. Without a systematic approach, regulatory exposure is not a possibility. It is a certainty.

How we solve it

We build a vulnerability identification system that flags risk indicators across your client base systematically, ensures consistent identification across all advisers, and automatically records evidenced reasonable steps — eliminating inconsistency and regulatory risk.

The outcome

Achieve 100% Consumer Duty audit trail coverage across all client interactions. Reduce regulatory risk exposure while cutting the time spent on compliance monitoring by up to 60%.

100%

Consumer Duty audit trail coverage across all clients

What we build

The automations
that pay back fastest.

These are the highest-ROI automations for Financial Advisory & IFA firms in 2026 — based on real implementation data and the specific workflows costing your sector the most time and money.

Automated suitability report generation

Suitability reports drafted from your meeting notes and client data. Formatted to FCA standards. Ready for adviser review and sign-off. Hours reduced to minutes per recommendation.

Consumer Duty evidence dashboard

Continuous monitoring across all four Consumer Duty outcomes. Audit trails generated automatically. Evidence compiled and formatted for FCA review without manual effort.

Ongoing service delivery tracking

Automated verification that review services are being delivered. Flags for clients not receiving contracted services. Evidence compiled automatically for fair value assessments.

Vulnerability identification system

Systematic flagging of vulnerability indicators across your client base. Consistent identification and documentation across all advisers. Evidenced reasonable steps automatically recorded.

Bespoke packages

Not every firm fits
a fixed template.

Every engagement listed on this page is a starting point, not a ceiling. If your firm has a specific workflow, a unique compliance requirement, or a multi-system challenge that doesn't fit neatly into a standard package, we scope it from scratch.

Bespoke engagements follow the same process as every Elevate Intelligence project — scoped before we quote, fixed price once agreed, gated delivery, and full handover. The difference is the scope is built entirely around your firm's specific situation.

Discuss a bespoke engagement

What bespoke covers

Multi-system integrations

Your firm uses 4 different platforms that don't talk to each other. We scope and build the integration layer that connects them — however complex.

What bespoke covers

Custom AI agent builds

A purpose-built AI agent trained on your firm's processes, documents, and terminology — not an off-the-shelf tool reconfigured to approximate your needs.

What bespoke covers

Full transformation programmes

Multiple departments, multiple workflows, 8–16 week delivery. Scoped like a government programme — phased, gated, documented, and handed over completely.

Common questions

Quick answers.

Everything you need to know before booking a call. If your question isn't here, message Omair directly on WhatsApp.

How can AI help IFAs with Consumer Duty compliance?

AI generates Consumer Duty evidence trails continuously, produces suitability reports from meeting notes in minutes, tracks ongoing service delivery automatically and identifies vulnerability indicators across the client base — cutting compliance documentation costs by up to 70%.

What is the cost of Consumer Duty automation for an IFA firm?

Every project is fixed price, scoped and agreed before work begins. Pricing depends on scope — from a focused Consumer Duty evidence system to full compliance and suitability automation across all four FCA outcomes. Each includes implementation, training and full handover. The first step is a free assessment.

Consumer Dutymoved compliance froma checkbox to evidence.

The three things costingyour firm the most.

The automationsthat pay back fastest.

Not every firm fitsa fixed template.

Quick answers.

Find out exactly what your firm could automate.

Consumer Duty
moved compliance from
a checkbox to evidence.

The three things costing
your firm the most.

The automations
that pay back fastest.

Not every firm fits
a fixed template.

Find out exactly
what your firm
could automate.